A young Galway nurse has spoken of the ‘hopelessness’ of her financial situation caused by a ‘cruel’ taxation system – as she pays more in pension levy each payday than she does towards her own retirement fund.
The mother-of-one – who works at University Hospital Galway – has already been forced to sell her home after its negative equity reached €100,000.
Now, left working long hours and not knowing how to cope, she has demanded to know: “Why is the Government deducting more in pension levy from my salary than I am contributing to my own pension fund and how is this compassionate?
“I don’t know where to start or how to cope. I am working all the hours God sends. There is no respect, the way I’m being treated. My taxes are cruel. Is my hopelessness the price of recovery?” she asked.
From her fortnightly pay packet, she pays €107.21 in pension levy, while her personal contribution to the State pension is €86.81. So far this tax year, she has paid €2,604 in pension levy and €1,987 into her pension fund.
This is on top of PAYE of €6,160; PRSI of €1,620 and USC of €2,175.
The mother of a six-year-old child spoke of her plight when she met with Senator Fidelma Healy Eames at UHG last Thursday.
The Senator said: “She was at the end of her tether trying to make ends meet having already lost €100,000 in the value of a home she had to sell, due to negative equity.
“In essence, the State requires her to pay €20 more in a pension levy than contribute to her own retirement fund and that’s with the uncertainty about the reliability of pensions into the future. The pension levy is a cruel ill-thought out tax.
“We all know that taxes are extremely high in this country, but the real impact on workers is best proven by seeing the reality of deductions on payslips.
“And if we think the pension levy is bad, this young stressed-out working mother has already had a further €9,957 deducted in PAYE, PRSI and USC so far this year.
“I want to see a real improvement in this young woman’s lot in the forthcoming Budget. I want her to be able to afford basic renovations to her home, something that she cannot now afford due to her inordinate tax burden. She is but one of thousands of Irish working families in the same situation,” said Senator Healy Eames.
Man in his 20s killed in Ballinasloe crash
A man in his 20s was killed in a crash in Ballinasloe this afternoon.
The single vehicle crash occurred on the N63 in Newbridge at around 12.45pm.
A male passenger of the vehicle, who was aged in his 20s, was pronounced dead at the scene. His body was taken to Portiuncula Hospital where a post-mortem will take place.
The driver of the car, a male also aged in his 20s, is receiving medical attention at Portiuncula Hospital.
The road remains closed while investigations continue and local diversions are in place.
Gardaí are appealing to any person who may have witnessed the crash, or who may have dashcam footage from the N63 between 12.20pm and 1pm to contact them.
Údarás defends financial support of companies on east side of Galway City
Údarás na Gaeltachta has defended its financial support of companies based on the east side of Galway City and Claregalway.
It comes after the regional authority responsible for economic, social and cultural development of the Gaeltacht was criticised for supporting companies in predominantly English-speaking areas of Parkmore Business Estate and Claregalway.
Kevin O’Hara, a Sinn Féin representative in Conamara, said the State agency should not support companies in Claregalway or Parkmore on the city’s east side. He suggested Enterprise Ireland or the IDA should support those companies rather than An tÚdarás, even though they were technically situated within the Gaeltacht.
Speaking on Adhmaidin on RTÉ Raidió na Gaeltacht, he questioned what benefit the Conamara Gaeltacht reaped by Údarás na Gaeltachta supporting enterprises in Parkmore or Claregalway.
Instead, Mr O’Hara said Údarás should focus on supporting jobs from Knocknacarra westwards, in Gaeltacht Conamara, and in particular in Casla, where it was badly needed.
He said it did not make sense for it to be spending money on client companies in Parkmore or Claregalway, and instead it should be focused on where it would be more valuable to the language and Gaeltacht areas, in South Conamara.
The controversy arose after Údarás announced its end-of-year statement for 2022, which highlighted how its client companies in the Galway Gaeltacht had shed jobs last year.
There were a total of 3,222 jobs in Údarás client companies in Galway at the end of last year.
Some 278 new jobs were created in these companies, but 331 jobs were lost, meaning a net loss of 53 jobs.
Údarás said the previous year, 2021, was “exceptional” for job creation.
In a statement to the Tribune, Údarás said it “does not currently support any companies in the Parkmore Business Estate”.
“We offer qualifying businesses and companies from various sectors a range of incentives and supports to start up, develop, expand or locate throughout the Gaeltacht regions, as defined by statute,” it added.
The fall in Galway Gaeltacht employment, it said, was “associated with the closure of some large companies on the eastern edge of the Gaeltacht” – which is understood to be in Parkmore.
“Most of the new jobs were created in companies operating in the medical devices, science and engineering sectors, including Aran Biomedical and Micron Clean in An Spidéal, and ÉireComposites in Indreabhán.
“In addition, there was an increase in employment in niche manufacturing companies as well as in the community services, education and language sectors,” the review said.
In the coming year, job creation will mainly be in the food and drink, biotechnology, audiovisual, aquaculture and services sectors, it said.
Údarás said 2022 was challenging for its client companies due to rising costs, particularly energy, and an uncertain international trading environment due to geopolitical unrest.
“It is clear that some of these challenges will still be with us in 2023. But Gaeltacht companies have shown stability and resilience, driven by constant innovation,” it added.
Language plans were being implemented in eight of the ten Language Planning Areas identified for the Galway Gaeltacht at the end of 2022, with total funding of €1.3m per year.
Implementation of the language plans will begin in the other two Language Planning Areas, An tEachréidh (Claregalway) and Bearna and Cnoc na Cathrach in early 2023.
‘Gobbledegook’: Galway 2020’s language on €1m legacy funding spend
The Culture Minister has been pressed to provide clarity on what exactly the €1m ‘legacy’ funding for Galway 2020 European Capital of Culture (ECOC) will be spent on.
And Galway West TD Catherine Connolly (Ind) accused Minister for Tourism, Culture, Arts, Gaeltacht, Sport and Media, Catherine Martin of using language that was “gobbledegook” to describe the legacy funding.
The money will be channelled through Galway Culture Company, which is the latest iteration of Galway Cultural Development and Activity CLG, commonly referred to as Galway 2020, which was initially established in 2016 to run and operate the European Capital of Culture designation.
Minister Martin told the Dáil that the company will publish details of its “proposed legacy framework” on its website.
In broad terms, however, she said the €1m legacy funding could be broken down into the delivery of three aims.
There was €300,000 to “facilitate EU and international relationships and funding”; a further €500,000 “to develop and support place-based cultural programming”; and €200,000 “to provide supports to the cultural and creative sector”.
“Galway Culture Company is working to develop the legacy framework of Galway’s designation as European Capital of Culture and to build on the learnings and outcomes of Galway’s many European and global designations, including European Capital of Culture, UNESCO city of film, European Green Leaf city and European region of gastronomy,” Minister Martin said.
But Deputy Connolly expressed frustration at the use of language that lacked clarity.
Repeating that sentence uttered by the Minister, which was a direct quote from the company’s website, Deputy Connolly said: “I feel like saying ‘mother of Jesus’. What are we talking about here with regard the €1m of a legacy in terms of infrastructure and artists on the ground getting money?”
Minister Martin replied: “It is the strategic objective of Galway Culture Company to bring together key agencies and stakeholders to drive forward a collective creative vision for Galway through meaningful partnership and collaboration, so creativity is at the heart of that.
“It will seek to complement the work of the two local authorities in Galway by working with the cultural units in the city and county councils and will assist in the implementation of both arts plans and the cultural strategy.”
Deputy Connolly said Minister Martin’s heart was in the right place, but twice she labelled her description of Galway Culture Company’s role in delivering a legacy for Galway 2020 as “gobbledegook”.
And the Independent TD urged Minister Martin to take a ‘hands-on approach’.
Minister Martin said that physical infrastructure, and new cultural buildings “is not and never has been part of the direct delivery and legacy of Galway 2020 European Capital of Culture”.
The delivery of physical arts and cultural infrastructure was a matter for Everybody Matters, Galway cultural strategy 2016-25 developed by its two local authorities, she said.
The €1m for legacy is included in the Department’s €15m overall support for Galway 2020.
Minister Martin had agreed in April of 2021 that the legacy funding would be paid, and she acknowledged in the Dáil last week that the allocation was finally approved last December.