A 52-year-old woman will be sentenced next March for using fake documents to secure a €1.65 million bank loan.

Miriam Cahill, 59 Lower Salthill, pleaded guilty moments before a jury was due to be empanelled for her trial last week at Galway Circuit Criminal Court to dishonestly using deception on a date unknown between August 1 and December 31, 2008, with the intention of making a gain for herself or another or causing a loss to another, in that she obtained by deception from a member of staff at ACC bank a loan of €1.65 million, secured by a mortgage, by providing false and fraudulent documentation regarding the loan application, namely a purported P60 from 2007 in her name, a purported letter from the Kingfisher Club in her name and a purported letter from DBAS Accountancy Services, Ennis Road, Gort, in her name, contrary to Section 7 of the Criminal Justice (Theft and Fraud Offences) Act 2001.

Defence barrister, Michael O’Connor SC, applied to the court for a probation report on his client, whom he said had no previous convictions.

Judge Brian O’Callaghan granted the application and remanded Cahill on continuing bail to appear back before the court again on March 14 next year for sentence.

He advised her to make contact and engage with the probation service in the interim, warning her that if she did not engage with her probation officer her sentence hearing would proceed in March regardless, with or without a probation report.